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* Cancellation Policy: On receipt of the registration, the participant will receive a confirmation and invoice by e-mail. The invoice is payable in full within 14 days of receipt. The participant may cancel his registration free of charge up to two weeks before the event at the latest or designate a replacement participant at least three days prior to the event. In the event of a cancellation up to three days prior to the start of the seminar, 50% of the participation fee must be paid. In case of a later cancellation, the participation fee must be paid in full. Full terms and conditions can be accessed at https://vdppfandbriefakademie.de/en/terms/.